Texas Equifax Class Action Lawyer

Equifax sent out the wrong credit scores for 2.5 million Americans during a 3-week period in March and April 2022, which resulted in rejected loans and higher payments.

Need a Texas Equifax Class Action Lawyer? Collen A. Clark is a true advocate for his clients and is passionate about helping Texans that have been injured or wronged. If you or a loved one had a loan rejected or paid a higher interest rate due to Equifax credit score errors, you should contact our lawyers immediately. You may be entitled to compensation by filing a lawsuit.

Equifax Class Action Lawsuit

In August 2022, Equifax was hit by a class action lawsuit by a woman who said her auto loan was rejected due to an inaccurate credit score.

Who Filed the Class Action Lawsuit?

The class action lawsuit was filed by Nydia J., a woman from Florida who said she was surprised when her pre-approved auto loan was unexpectedly rejected. She was expecting to pay $350 per month.

In the rejection letter, she saw that Equifax had sent the Toyota dealership an inaccurate credit score that was 130 points lower than it should have been. To buy the car, she had to apply for another loan that was more expensive, and is now paying $504 per month.

Equifax Sued for Violations of Fair Credit Reporting Act

Lawyers claim that Equifax violated the Fair Credit Reporting Act (FCRA), which is a law enacted by Congress in 1970 to give consumers the right to accuracy, fairness, and privacy of credit scores and other financial information.

How Much Money Can I Get?

There is no set limit on the amount of money a consumer can get for violations of the FCRA, but basic damages range between $100 and $1,000 without any proof that the consumer suffered harm, plus punitive damages decided by the court, attorney fees and other costs, according to NOLO.

Consumers who can prove that they were actually harmed by violations of the FCRA could be entitled to more money, such as:

• Actual damages (no limit)
• Money for time and out-of-pocket expenses
• Punitive damages (sometimes awarded by the court as punishment for extremely bad behavior)
• Attorney’s fees

What Do Plaintiffs Want?

In the class action, lawyers are demanding that Equifax pay “FCRA statutory damages to the fullest extent allowable by law,” according to the complaint. Lawyers are also demanding that Equifax:

• Identify each consumer who was affected by credit score errors
• Notify every U.S. citizen who was affected by credit score errors
• Provide quality credit repair services
• Pay for consumer expenses related to the errors, including time and out-of-pocket expenses to fix the problem
• And more

The Equifax Class Action Lawsuit was filed against Equifax Inc. on August 3, 2022 in the U.S. District Court for the Northern District of Georgia (Atlanta Division) — Case 1:22-mi-99999-UNA.

Can I Join a Class Action Lawsuit Against Equifax?

Class action lawsuits have already been filed against Equifax for credit score errors affecting millions of consumers.

You may be eligible to join a class action or file a lawsuit against Equifax if you believe you were harmed by Equifax sending the wrong credit score to a lender, credit card company, or any other entity who requested your score.

About Class Actions

When a lot of people have similar legal claims against the same company, it makes sense to file a class action. One person, called the “class representative,” files the lawsuit on behalf of everyone in their state who was affected. If the class action ends in a payout, everyone who joins the class action shares the money and other benefits.

Need an Equifax Class Action Lawyer in Texas?

Collen A. Clark is a true advocate for his clients and is passionate about helping Texans that have been injured or wronged.

Collen’s amazing success in the courtroom and well known dedication to his clients has earned him the recognition of his peers as one of The Top Trial Lawyers in Texas.”

The Clark Firm has assembled a team of trial lawyers with more than 100 years experience, participation in over 600 jury trials and $260 million in verdicts and/or settlements. Please use the form below to contact our law firm for a free case review.