November 28, 2012 — More property owners are seeing their Hurricane Sandy insurance claim denied. The New Jersey state Department of Banking and Insurance has already received 481 complaints and inquiries, including 17 formal written complaints that have been assigned to investigators. Many victims of Hurricane Sandy are complaining about inaction from insurance companies or help with their insurance claim.

An experienced insurance attorney can help you file a formal letter of complaint, which could prompt an insurance company to reconsider their offer, especially if mistakes have been made. You might also consider contacting your state’s insurance commissioner who is responsible for fighting insurance fraud.

If an insurance company continues to ignore or deny a legitimate claim, it may be necessary to file a “bad faith” lawsuit. After Hurricane Katrina, thousands of property owners filed lawsuits against an insurance company that wrongfully delayed adjusting their claim for more than 30 days. The courts forced that company to pay more than $100 million to resolve the dispute.

Hurricane Sandy Insurance Help

It is important to remember that you have rights as an insured homeowner. However, the value of your claim will depend on the quality of documentation that you have after a natural disaster — for example, photos, receipts, and records of conversations you have had with your insurance adjustor.

Remember — you have paid your insurance company thousands of dollars to help after a natural disaster. If your insurance company is not treating you fairly or has made an honest mistake, contact an attorney for Hurricane Sandy insurance help.